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Which LumiSpend is for You?

Both start with a free trial and no card. Download the app, create your account, and you'll see your Safe To Spend in about two minutes.

14-Day Free Trial

LumiSpend

For freelancers, sole traders and small businesses in New Zealand.

  • Safe To Spend after GST, tax and bills
  • GST and income tax set aside for IRD
  • Invoices, receipts, reports and exports
Get it on Google PlayComing Soon to the App Store
Then from $10 a month, billed yearlyExplore
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7-Day Free Trial

LumiSpend Student

For international students living and studying in New Zealand.

  • Safe To Spend after rent and bills
  • Budgets, savings goals and bill reminders
  • Visa work hours, rent and PAYE calculators
Get it on Google PlayComing Soon to the App Store
Then from $4.17 a month, billed yearlyExplore
Sign-Up on the Web is Coming Soon. Until then, create your account in the app — the same account works on your phone and tablet.Ask Us a Question